Monetary Policy & Economic Research

What explains the persistent gap between mortgage rates and Treasury yields?

Research finds prepayment risk the main driver of the gap, even after accounting for other factors

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What explains the persistent gap between mortgage rates and Treasury yields?
The U.S. Economy: Resilience Amid Risks and Uncertainty
Boston Fed president visits RI to hear about opportunities in real estate, higher education

Monetary Policy & Economic Research

What explains the persistent gap between mortgage rates and Treasury yields?

Research finds prepayment risk the main driver of the gap, even after accounting for other factors

Read more


Susan M. Collins, President and CEO of the Boston Fed gives remarks to the Boston Economic Club.

Office of the President

The U.S. Economy: Resilience Amid Risks and Uncertainty

Collins delivered remarks and participated in a fireside chat with the Boston Economic Club

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The Boston Fed's Susan M. Collins and participants listen to HousingWorks RI's Annette Bourne give her perspective on local challenges during a housing and development roundtable at CIC Providence in Rhode Island. May 6, 2026.

A vibrant economy that works for all A vibrant economy that works for all

Office of the President
Boston Fed President & CEO Susan M. Collins. February 6, 2022.

Susan M. Collins

Speeches, biography & more

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FedNow Service

Facilitating a new instant payment service

A background for the Six Hundred Atlantic Podcast.

Six Hundred Atlantic

Podcast of the Boston Fed

Highlights <span>Highlights<span>

Research Insights
Photo of Downtown Portsmouth in New Hampshire.

The Beige Book - First District

Energy prices increase sharply while overall economic activity sees slight decline

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Perspectives
The Boston Fed's Nick Stanescu discusses instant payments and the FedNow service during the Bank's Six Hundred Atlantic podcast. March 4, 2026.

FedNow's role in modernizing payments

How instant payments may change access, speed, and reliability

Listen now
Engage With Us
Dollar bills and finance and banking on digital stock market financial exchange

Third Conference on Stablecoins and Tokenization

Register to attend
New England Focus
Photo of Henry Neil outside his former college that is now closed down for the Boston Fed in Focus series.

Shifting ground: Dozens of college closures across New England jolt region famed for higher ed

College closings have deep economic and cultural impacts, and schools are working to slow the trend

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